Cosco Wholesale Club Article

Always found the success of Cosco to be wild. Here is a quick article on the Cosco Wholesale Club. Part of the Kei Club over at Zulit.com

Here is some info from the piece.

Cosco Wholesale Club Model of Business
 
Cosco focuses on selling products at low prices, at high volume. These goods are usually bulk, and marketed to large groups and business operations. Furthermore, Cosco doesn't carry multiple brands or varieties where the item is substantially the same. This results in high volume of sales from single vendor, allowing further reduction in price, and reducing marketing costs. Cosco also saves money by not stocking extra bags or packing materials; to carry out their goods, customers must bring their own bags or use the merchandise shipping boxes from the company's outside vendors.

Membership fees at Cosco are 50 dollars a year for Goldstar and Business Memberships, which can be upgraded to Executive membership for an additional 50 dollars a year. Along with the additional benefits the executive membership has (e.g. car purchasing savings, home loans, car insurance, check printing services) executive members also receive an annual "2% Rewards Check" from Cosco on all purchases made (excluding gasoline and tobacco).

The CNN Retirement Calculator

Loan Allot has made it’s opinion crystal clear as to what retirement calculator they recommend. Here is their snippet below. (I get a kick out
of their web site theme……Lancelot/Loanallot…..now that is CHEESE my friends.

I did a little research on retirement calculators, and I have to give the edge to this retirement calculator in particular. This is the CNN retirement calculator.

Here are the instructions they give for using their calculator:

“Our retirement planner helps you estimate how well your savings program is preparing you for retirement. First we help you figure out how much you'll need. Then we tell you your chances of getting there. And if it looks like you'll fall short, we offer some suggestions for improving your plan.” 

Have fun playing with that for awhile. I learned one thing for sure, and that’s that I need to start saving some money in better places if I hope to retire with a pot to piss in.  

 

What the??!!! Key This - Search Search.dll Sofocus Pf,So,Getresults

I get a laugh out of this one folks. Found it on Terry’s new Kei Club idea. 

The keyword is Search Search.dll Sofocus Pf,So,Getresults. I usually think Terry’s ideas are interesting, and sometimes he’s full of it, but this one is just plain hilarious.

My definition of spam is when we create pages only to gain traffic. Terry’s definition of spam is when you create nonsense pages with web site generators (or scrapers).

Terry believes that as long as you write a piece of original content, then the page is not spam. These defintitions could be debated for a very long time.

 

 

 

Oh Yeah...and also the infamous DW230.com Site

Also, the spammers are going after the Japanese search engine Dw230.com. Once again, Zulit has posted the actual reason for this keyword.

Read more…

Google Query Monitor Software aka Googletestad

There has been allot of rubbish thrown up online (literally) by spammers on the infamous Google Query Monitor, or also know as Googletestad.

Zulit.com actually explains what the Google Query is. It’s software folks. There’s a trial as well for it.

Read more…

Wedding Party Wanting Loans

I had the most unusual email the other day. I had someone ask if we could point them in the direction of a site that gave loans for wedding dresses, in particular a loan for a bridesmaid dress order.

I told them that we didn’t find people loans for wedding dresses, and bridesmaid dresses – that we could help her with a car or motorhome, student loan, car loan, and/or motorcycle loan, but not wedding dresses.

I suggested they use Google and find what they needed there for wedding keywords.

Hmmmm…..what next?  

Wedding From Hell

You have to read this!

My sister had to have champagne colored bridesmaid dresses for her wedding (this past July 2006). She was adamant about the exact color, style, and price of the dresses.

She, and her husband Robert, spent a ton of money on this wedding – the the tune of 35 grand. Ouch! 

Not only did the bridesmaids have to be wearing the champagne colored dresses, but she insisted on wearing a tea length wedding dress.

So Here is The Wedding Nightmare

The wedding took place in the back yard of a 4 acre lot outside of Chicago. It was all there and in place. Preacher had arrived and we were all taking or respective seats on the sides of the aisle.

The music started and my Dad was just starting walk my sister down the aisle – she was absolutley georgous in her dress, and the bridesmaid dress choice she made was stunning too. They all looked fantastic.

Out the blue, all three of my Mom’s golden retrievers (two of which were puppies, who were supposedly locked in the pool area….which was half dirt because of the reno work) covered in mud bolted past the minister, and through the wedding party.

All three of the dogs went straight for the bridesmaids in their champagne dresses. They jumped up on all three of them, destroying the dresses with mud, and claw snags. People were laughing. People were gasping. People were crying. Shrieks were heard in the wedding party.

When the goldens were shoed away from the bridesmaids, they bolted straight down the aisle toward my Dad and my Sister, who was in tears by now. My Dad, and both sides of the aisle, jumped out to stop the dogs from further destrying the bride. Didn’t work…

One of the puppies made it through the maze of panicked wedding guests, and leaped on my sister (who is 5’2” and one hundred pounds), and knocked her to the ground. The groom finally made to his bride-to-be and the guests had pulled the excited retriever off her. Too late.

She was covered in mud, dirt, and saliva. The wedding was destroyed and her tea length wedding dress was a shambles. HORRIBLE!

The wedding went on anyway, but the bridesmaid dresses, and the bride’s dress were covered in mud still.      

Searching for Debt Consolidation Companies

Be diligent when you're in the market for a decent debt consolidation company to help solve your financial woes.

Make sure they're on the up and up. Make sure you are dealing with trustees, or financiers, that have a long and solid track record, before you sign ANY of their contracts.

If you need to consolidate credit card debts, or any other kind of debt for that matter, it can be a real puzzle trying to sift through all the manure online. You may be able to qualify for an unsecured loan, which can consolidate your debt with one monthly payment, and never have to use any hard collateral.

If you're self-employed you will most likely have to use your home for collateral, since the banks prefer people who have steady, well paying jobs over entrepreneurs.

There are other companies that will help you manage your debt without having to use another loan. These companies usually charge you a fee and then help negotiate lower interest rates with your creditors and manage your monthly payments. There are various ways to do this and every company is different. Usually these techniques will save you money to start paying down the principle on your credit balances.

A few of these outfits are "sometimes" worth the monthly fee, and you'll end up saving way more than they charge you overall. However, some of these trustees are a little slimy, and they're out to make money by holding their client's cash for collecting interest as long as they can before they make the payment on your behalf. Very slimy indeed.